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Keys To Financial Happiness


1. Having enough money does make people happier than not having enough; having more money doesnít make people even happier.

2. The key to financial happiness may be wanting less rather than having more.

3. Donít spend more than you earn.

4. Donít be afraid of hard work.

5. A college education is imperative in todayís ďknowledgeĒ economy.

6. Remember to save for the future; it will be here soon enough.

7. Teach your children the value of money; let them want something badly enough to buy it themselves.

8. Buy a house you can afford and that youíll want to live in for a long time.

9. Donít let what other people think of your car dictate what you drive; you really donít care what someone thinks who would judge your worth by the price of your car.

10. Take care of your stuff.

11. Donít be afraid of public transportation.

12. People who understand interest collect more than they pay.

13. Paying off your mortgage really is cause for celebration.

14. Credit cards are a convenient way to pay for things you want, but only if you actually have the money to pay the credit card bill.

15. Saving 20% on something you donít need is an 80% waste of money.

16. Donít torture yourself; shopping is torture when you donít have the money to buy what you want.

17. Work is supposed to be work; thatís why they pay you to do it.

18. If itís not raining, you better be saving, because the rain will come.

19. Youíve got to work for money until you can get money to work for you; keep saving and investing.

20. Make getting out of debt something you do and not just something you dream about.

21. Stop borrowing and start saving; youíll thank yourself someday.

22. Family finances are a family affair; let everyone help to conserve and save.

23. You can be eco-wise by being environmentally friendly and economically minded.

24. You really will die without food and shelter; you really wonít die without Prada.

25. A new $300 driver may not do nearly as much for your drive as a $5 bucket of balls at the driving range.

26. Quality family time can happen just as easily camping in a National Park as at Disney World; choose the vacation that fits your budget best.

27. Did you babysit, deliver papers or mow lawns as a teenager? Do your kids?

28. Donít compare your first home to the home your parents own now; compare your first home to their first home.

29. Moneyís only real value is the good you can do with it.


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